Planning for retirement can often be an afterthought.
That's why we’ve put together some handy tips to help you plan ahead.
Reaching State Pension age means that you can claim the State Pension; it doesn't mean you have to stop working.
Staying in work and taking control of when and how you want to retire can give you more money in later life, as well as benefiting your health and well-being.
Whilst the State Pension is an important foundation for your retirement, many people choose to save in addition to this.
Now is a good time to consider the income you will need to continue doing the things that you enjoy when you retire.
We've now provided one million State Pension online forecasts through our Check your State Pension service.
One of the easiest ways to save for your future is to stay enrolled in your workplace pension, with over 6 million people already saving towards later life.
If you're below State Pension age (and above 22), earn over £10,000 a year, ordinarily work in the UK and haven’t already been automatically enrolled, you will be in the next couple of years.
Find out how you could benefit from a workplace pension.
The average person will have 11 jobs during their working life, so it's easy to imagine how we can lose track of past pension schemes.
The Pension Tracing Service makes it faster and simpler to search the names of previous employers or pension providers to find details including a contact name, telephone number, email or address.
Pension freedoms mean you can now decide for yourself what to do with your pension savings.
If you're 50 or over and have a defined contribution pension, Pension Wise offers free, impartial guidance to help you make sense of your options.
It won’t tell you what to do with your money, but will offer guidance on tax, shopping around for the best deal and avoiding scams.
Find out more and book a free phone or face-to-face appointment at Pension Wise.
And remember, retirement planning doesn’t have to stop at State Pension age.
There are several ways to increase your income in retirement.
If you know someone who reached State Pension before 6 April 2016, this could include the opportunity to boost their State Pension for life by making a one-off lump sum payment.
This scheme won’t be right for everybody. More information is available at State Pension top-up.
